Terms Of Use :


1) "We", "Our" and  "Us" includes Borges & Associates, Elias Borges, and all corporate bodies, trusts and other entities which Borges & Associates and/or Elias Borges have ownership in, control and/or manage, as well as the  directors, officers, partners, trustees, agents, and/or employees of all of the foregoing.

2)"Website" includes this  website in its entirety or any portion thereof, as well as websites accessed or linked to directly and/or indirectly from this website, regardless of  domain name,  ownership and/or control.

3) "You" includes all users, readers and/or visitors to  the Website.

Use and Acceptance

You may access and/or use our Website only after you have read, understood and agreed to comply fully with these  Terms of Use, as well as our Copyright and Privacy Policy.    By accessing and/or using our Website, you agree to be bound by the terms and conditions set out in these Terms of Use, our Copyright and Privacy Policy, all of which shall form the entire agreement between you and us (the "Agreement").

We reserve the right to change the Terms of Use, Copyright and/or our Privacy Policy at any time.   You therefore agree to review such terms and conditions on every visit to our Website so as to stay current with any changes made.  

 If you do not agree to be bound by such Agreement, you are prohibited from accessing and/or using our Website, and are hereby asked to immediately leave and refrain from accessing our Website and/or server.

Restrictions On Use

Your access and/or use of our Website is conditional upon you agreeing not to use our Website for any unlawful and/or prohibited purpose.   Our Website, its contents and/or any information herein is intended for use only in jurisdictions where it may lawfully be offered for use.

In our sole discretion, we may cancel, terminate or limit your ability to use our Website, or any part thereof, at any time without notice.  We will not be be liable to you nor to any other party for damages or other losses arising from the inability to use and/or access our Website.

All Rights Reserved

All information and content found on our Website may be displayed on your computer, downloaded and/or printed for personal, non-commercial and/or educational purposes only, provided only that the content is not modified in any manner, each copy of such material identifies our Website as its source and bears our copyright notice "©Copyright, 2001-2007, Elias Borges. All Rights Reserved.", and expressly sets out this limited licence.

You may not use the content of our Website for any other purpose without the prior written consent of Paul Borges. Please contact us via our Contact Page if you are requesting such consent, or if you have any questions about these Terms of Use, the Copyright and/or our Privacy Policy.

Use, reproduction and/or transmission of information and/or materials found on third party sites are done at your own risk.   Please contact the Web Administrator for such third party sites to determine terms of use and/or obtain permissions.

Use At Own Your Risk

We do not guarantee the operation, content, service, nor information provided or supplied directly and/or indirectly from our Website.   While we will attempt to provide accurate, virus-free and updated information on our Website, we do not guarantee or endorse the accuracy, timeliness and/or safety of any information, content, service and/or operation.    You therefore acknowledge and agree that  use of our Website is done strictly at your own risk and liability.

All information and/or content is provided strictly for information purposes only.   It is not intended to be legal or other advice nor be the basis for any opinions.   It is also not intended to be fit for any particular purpose, nor to be relied upon for  purposes other than for information purposes only.

No lawyer-client relationship is created by use and/or access of our Website nor by any communications or transmissions made to, by or  exchanged with us for any reason whatsoever, until we expressly agree in writing to act for you in such a capacity.

Limitation on Liability

By  using and/or accessing our Website, you agree not to hold us in any way nor in any event responsible for any damages and/or other losses based on claims  in any way connected to our Website, regardless of whether such damages and/or losses are direct, indirect, special, punitive, incidental or consequential, even if we have been advised of the possibility of such damages and/or losses or ought to have known of the possibility of such.

Entire Agreement

This Agreement shall be governed by the laws of the Province of Ontario and the applicable laws of Canada, notwithstanding your domicile, residency or physical location.    Our failure to insist upon the strict performance of any provision(s) of this Agreement shall not be construed as a waiver by us of any provision(s) or right.   If any of the provisions of this Agreement are determined to be void, invalid and/or  unenforceable, such determination shall not affect the validity and enforceability of the remaining provisions of this Agreement.



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